What Should I Put In My Roth IRA?

“There is an immense amount of misunderstanding, even among financial advisers, regarding what to put in a Roth IRA. Asset location is a very important topic that has a real impact on the accumulation of wealth,” writes Jim Dahle.

Bottom line: “If you put your riskier, higher-expected return, asset classes preferentially into tax-free accounts, you will probably have a bigger nest egg in the future. However, that is because you took on more risk, not because there is some magic free lunch there.”