“For those targeting significant equity allocations, I’ve shown that the impact of fine-tuning the stock/bond mix gets swamped by the wide range of potential outcomes,” writes Joe Tomlinson.
“There are many ways advisors can provide value for clients other than focusing on asset allocation.”
Joshua Holt is the founder of FIREwire, a site that aggregates personal finance, investing and financial independence stories. He is also the creator of