“Recently, there’s been some discussion in the FIRE community about a controversial post written by Sam, a.k.a. “Financial Samurai,” claiming that … we now all have to scale back our early retirement safe withdrawal rates to… wait for it… only 0.5%!” writes Early Retirement Now.
“0.5% seems a bit crazy low to me.”
“The 0.5% number relies on several mathematical, financial and just plain logical flaws”
Joshua Holt is the founder of FIREwire, a site that aggregates personal finance, investing and financial independence stories. He is also the creator of